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Accepting-Declining Aid

You are able to accept or decline any financial aid that is offered on your award letter.

Student Loans

At SWOSU the aid listed will be automatically coded as accepted in our school database, except for student loans. We do not encourage you to take debt, but we also understand that it is necessary sometimes in order to meet all your educational expenses. For that reason, student loans may be offered on your award letter, but are not automatically accepted. To accept them, go to “Review and Accept Your Financial Aid Award Package,” on Self Service, under Financial Aid. Students can then accept, decline, or adjust their awarded loan amounts.

Grants & Scholarships

All grants and scholarships will be automatically coded as accepted unless you tell us otherwise. Those funds will be applied to your school account upon arrival. Any credit balance will be applied according to your preference for debit card, ACH or paper check. 

Federal Work Study

In some cases declining Federal Work Study can increase your loan amounts available. If you do not need a job on campus and wish to decline Federal Work Study you can contact our office or come speak with our Financial Services Loan Counselor to discuss possible adjustments to your loan eligibility.